CashWard
Privacy Policy
Last updated September 20, 2026
CashWard is built around one rule: your financial data stays on your device. There's no account, no sign-in, and no server — this policy is short because there's very little to explain.
01What CashWard stores
Everything you enter — household and person names, province of residence, account names and balances, transactions, income sources and compensation details, bills, subscriptions, budgets, and debt terms — is stored in a local database on your device only. CashWard never asks for and never stores your Social Insurance Number, banking passwords or PINs, or full credit/debit card numbers.
02CashWard doesn't connect to your bank
You enter balances and transactions yourself, or import them from a CSV, OFX, or QFX file you download from your own bank's website. That file never leaves your device.
03Face ID / Touch ID / device passcode (App Lock)
If you turn on "Require Face ID / Touch ID" in Settings, CashWard uses Apple's LocalAuthentication framework to lock the app behind your device's own biometric or passcode check. CashWard never sees, receives, or stores your biometric data or your passcode — the operating system handles the entire check and only tells CashWard yes or no.
04Apple Calendar
If you turn on "Sync to Apple Calendar" in Settings, CashWard creates a dedicated "CashWard" calendar and adds an event for each upcoming bill, subscription renewal, and payday — event titles include the item's name and dollar amount. Turning this off deletes the CashWard calendar and every event in it. If your device syncs its calendars through iCloud or another account, these events sync the same way any other calendar event does — that's a setting on your device, not something CashWard controls.
05Notifications
If you turn on bill reminders in Settings, CashWard schedules local notifications via Apple's UserNotifications framework, entirely on your device. There's no server involved, so there's nothing to send them through.
06iCloud sync (planned, not yet available)
When iCloud sync ships, it will use your own private iCloud account (Apple's CloudKit private database) — the same one-to-one relationship as iCloud Photos or iCloud Notes. CashWard's developer will not be able to see your synced data. This policy will be updated with full detail, and the App Store listing will disclose it, before that feature ships.
07No analytics, no tracking, no advertising
CashWard contains no analytics, advertising, or tracking of any kind. No third party ever receives your data.
08No account required
CashWard does not require you to create an account, sign in, or provide your name or email address to use any feature.
09Data deletion
Deleting a household, account, bill, or other item removes it from the local database immediately. Uninstalling CashWard removes the entire local database from your device. Because there's no server, there's no separate copy anywhere for CashWard's developer to delete on request — aside from any backup you've enabled yourself at the OS level (like Time Machine or an iCloud device backup), which CashWard has no visibility into.
10Children's privacy
CashWard is intended for adults managing their own household finances. It is not directed at children, and CashWard does not knowingly collect data from children.
11Changes to this policy
If CashWard's data practices change — most notably when iCloud sync becomes available — this page will be updated first, with a revised "last updated" date above, and the change will be reflected in the App Store listing.
12Contact
Questions about this policy can be sent to shadowteam@shadowaccess.ca.